COVID-19 Update

Instead of the customer's credit report being the basis for approval, your employment and recent spending history are. The financing option looks at the your verifiable bank account, income, pay stubs, work history, spending habits, location, along with other factors (over 30 data points) to determine the amount limit.

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The customer must be able to make the payments. This financing option isn't for the typical "no credit check" consumer who's in constant default. We don't check credit but we do verify ability to pay. Even minimum wage earners can qualify if they're responsible. It's how people manage their money that counts. We require evidence of income, ID, and recent bank history. Income and bank history are easily handled by our account verification system where the customer's bank directly forwards us a copy of the most recent history. It takes a minute or less to do the account verification. Once approved for financing, weekly, bi-weekly, or monthly payments will come directly from your bank account depending on your repayment plan.

We've recently added a 90 day no interest early pay off if the customer pays it off within 90 days the entire plan fee is waived. Even after 90 days the customer can save the remaining plan fee on future payments without any additional charges.

Payment plans range from 3 to 12 months with amounts from a few hundred to $3500.